Brace yourselves.
The season of holiday spending is coming.
If only people gave money away for Halloween…
It begins with costumes and candy for Halloween and a new cookware set at a Columbus Day sale. Then it’s downhill from there. Someone might as well dress up as a Credit Card Bill for Halloween. Nothing is scarier than debt that piles up during the holidays.
Before you know it, you’re swiping your way through ingredients for Thanksgiving, a few Black Friday deals…
It’s too easy to get sucked into the shopping frenzy.
So here’s a helpful tip.
Saving money during this time of the year is more about your awareness and less about your thriftiness. The next time you go shopping, ask yourself this question: “Do you like the actual product or do you like the price?”
Santa Claus collects sled-fulls of loyalties during the final months of the year.
There’s a difference. It’s the shopping sale psychology. It’s how retailers sell you things that, later on, become junk. When you see an amazing deal on a cookware set, the retailer is taking your focus away from the cookware set that you already have (which is working just fine, by the way) and is placing your focus on something shiny, new and within your financial grasp. Before you know it, you’re signing your name in that digital credit card machine at checkout.
So think about how they’re selling the product (instead of what is being sold). And think about the things you already have!
On the other hand… I don’t think we can ever be ready for holiday spending…
Well, good luck anyway!